How To Start A Micro-Lending Business

SEMINAR TITLE: How to Start a Micro-Lending Business
DATE: November 12, 2011                    
TIME: 9:00 am - 4:00 pm
VENUE: Unit 201 Richbelt Tower, 17 Annapolis St., Greenhills, San Juan City, Metro Manila
SEMINAR / TRAINING PROVIDER: BUSINESSCOACH, INC.
 
 
Overview
 
During these hard times, a lot of people would seek the help of those engaged in micro lending. It’s one way to help support their families, and to ease poverty. A good system is needed to operate this business. This seminar is highly recommended if you want to engage in this business.
 
Objective
 
The seminar aims to teach the actual and potential income in micro-lending business. Specifically, it aims to cover the logistics and strategies to operate your own firm.
 
Who Should Participate
 
The seminar is designed for those who would want to engage in the micro-lending business.
 
Key Topics
 
I. Introduction
 • Background
 • Definition (lending, micro-lending, interest, service charge, collateral, rebates, offsetting, fees, mode and terms of payments, annotation)
 • Trends
 
II. Important Matters to Consider
 • Initial capital required
 • Market study (target market, area, office location layout and structure, business trends, crime rate, competition, culture, local government policies and regulations)
 • Legal requirements and legal aspects
 • Human resource requirements
 • Complete manual of operation (organizational structure, loan products, flow of operation, accounting system, human resources, company policies and guidelines)
 • Capital expenditures and pre-operating expenses
 • Business and marketing plan (projections, strategies and promotions, plan of actions)
 • Gantt chart
 
III. Elements of good character and loan evaluation
 
IV. Collection and monitoring
 
 V. Delinquency analysis and management
 • Systematic and strategic approach
 • Legal remedies and solutions
 
VI. Profitability and progress
 
 • Return of equity
 • Portfolio management
 • Investments
 • Decision making
 • Human resources
 
VII. Reminders and tips
 • Business ethics
 • Integrity
 • S.I.R.
 • Social responsibility
 • Purpose
 • Balance


SEMINAR FEE: Php 3,000.00 per person (inclusive of snacks, lunch, drinks, seminar kit, handouts, certificate of attendance)
DISCOUNT: 10% Discount if FULL AMOUNT is paid at least five (5) days before the event.
RESERVATION: Phone reservation is required. Please call telephone (02) 727-5628, (02) 727-8860, or (02) 496-6949.
SCHEDULE: Schedule may change without prior notice. Please call to confirm.